Do you need to insure a new or used car or truck? If so, you have come to the right place. We have partnered with the biggest auto insurance companies – providers such as GEICO, Progressive, Nationwide, and others – to help you to look at auto insurance rates – online! Requesting an auto insurance quote from a diverse array of insurance companies is a guaranteed way to ensure you don’t pay too much with regard to your premiums. After comparing policies, quotes, and discounts from multiple providers, you can make an educated decision about which policy is right for your car, truck, or SUV.
Alabama Car Insurance Law
Alabama resident? Then you are required to purchase a car insurance policy. Alabama has policies outlining the minimum degree of maximum liability coverage you have to possess. Oftentimes, you might find these liability coverages shown as three dollar amounts, such as $25,000/$50,000/$25,000.
- Bodily injury liability maximum for one person hurt in one single accident: $25,000
- Bodily injury liability maximum for all injuries in one accident: $50,000
- Property damage liability maximum for one accident: $25,000
Alabama No-Fault Insurance
Alabama is not one of the twelve no fault insurance states in the US. Under no-fault auto insurance laws, an auto insurance policy must pay the medical expenses of you and your passengers, no matter who caused the collision. No-fault states have these laws in place in order to decrease insurance fraud – a serious issue in some areas.
Alabama UM/UIM Laws
In Alabama, you are not required to carry uninsured motorist insurance. Uninsured motorist insurance, often referred to as UM/UIM coverage, provides protection in the event the insured is injured in a car accident where the other party is liable, but does not have insurance. Here at Get a Car Insurance Quote Online, we highly recommend that you get uninsured motorist protection, regardless of whether it’s required where you live. This is because nearly 15% of American motorists are estimated to be uninsured.
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