Are you looking to get an inexpensive insurance policy for a new or used car or truck? If so, you have come to the right place. We have partnered with the leading auto insurers – issuers like GEICO, Progressive, Nationwide, and many more – to allow you to find the lowest car insurance quotes on the web! Asking for Arkansas car insurance quotes from an extensive array of insurance providers is the best way to ensure you don’t pay too much with respect to your rates. After reviewing policies, premiums, and discounts from multiple providers, you can make an educated decision about which policy is best for your car.
Car Insurance Requirements in Arkansas
If you own a car or truck in Arkansas, you are required to get car insurance.
Arkansas has policies outlining the minimum amount of liability you have to maintain. Oftentimes, you will see these guidelines stated as 3 usd figures, i.e. $25,000/$50,000/$25,000.
The first 2 amounts are minimum thresholds for bodily injury liability. The initial one is for one single person in any automobile accident, the other for all individuals combined. The last quantity relates to property damage liability.
No Fault Insurance: Arkansas?
Arkansas is not one of the dozen or so no fault insurance states in the US. In a no-fault state, the policyholder must pay medical bills for both you and your vehicle’s occupants, regardless of who was at fault in the crash. No fault states have these laws and regulations set up to minimize insurance fraud – a serious issue in some states.
Uninsured Motorist Insurance in Arkansas
In Arkansas, uninsured motorist coverage is required. Uninsured motorist coverage, generally known as UM/UIM coverage, provides protection in the event the insured is hurt in a crash in which the other party is liable, but doesn’t have insurance.
At Get a Car Insurance Quote Online, we advise that you get uninsured motorist protection, no matter whether it’s required in your state or not. Why? Because almost 3 out of every 20 American motorists aren’t covered by insurance.
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