Colorado Car Insurance Quotes (CO)

Would you like to get an affordable insurance policy for a new or used car, truck, or SUV? If so, you have come to the right place. We have partnered with the biggest auto insurance carriers – companies like GEICO, Progressive, Nationwide, and many more – to help you to do a comparison of auto insurance rates on the web. Asking for Colorado auto insurance quotes on the web from a considerable variety of insurance providers is the only way to ensure you don’t overpay with respect to your rates. Once you review policies, premiums, and discounts from several carriers, you can make an informed decision about which policy is best for you.

Auto Insurance Laws in Colorado

If you are living in Colorado, insurance is required. Colorado has regulations prescribing the minimum degree of max liability you need to carry. Typically, you will see these insurance requirements displayed as 3 dollar figures, for example $25,000/$50,000/$15,000.

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  • $25,000: Bodily injury liability maximum for one person injured in a single accident
  • $50,000: Bodily injury liability maximum for all of the injuries in one accident
  • $15,000: Property damage liability maximum for one accident

No Fault Insurance in Colorado

Colorado is not a no-fault state. In a no-fault state, you must pay the medical expenses of you and your passengers, no matter who was at fault in the collision. No fault auto insurance laws stop insurance fraud – a big issue in many states.

Uninsured Motorist Insurance in Colorado

In Colorado, uninsured motorist coverage is required. Uninsured motorist protection, also called UM/UIM coverage, pays for bodily injury sustained by a covered person due to an accident with an at-fault driver who is uninsured or flees the scene of the automobile accident. Lots of insurance agents highly recommend that you get uninsured motorist coverage, no matter whether it’s required where you live. How come? Because close to 15 percent of US drivers aren’t covered by an insurance policy.