Delaware Car Insurance Quotes (DE)

Are you looking to get insurance for a new car, truck, or SUV? If so, you have come to the right place. We have partnered with the leading auto insurers – carriers like GEICO, Progressive, Nationwide, and others – to help you to do a comparison of car insurance premiums…on the web! Getting Delaware car insurance quotes from a diverse array of insurers is a surefire way to ensure you don’t pay too much when it comes to your premiums. Once you look at policies, premiums, and discounts from different companies, you can make the best decision about which policy is perfect for you and your family.

Delaware Car Insurance Law

For Delaware drivers, auto insurance is mandatory.

Delaware has regulations mandating the level of max liability you have to carry. More often than not, you might find these liability coverages quoted as three dollar amounts, i.e. $15,000/$30,000/$10,000.

  • $15,000: Bodily injury liability maximum for one person injured in one single accident
  • $30,000: Bodily injury liability maximum for all injuries in an accident
  • $10,000: Property damage liability maximum for one accident

No-Fault Insurance in Delaware

Delaware is not one of the twelve no fault insurance states in the US. Under no fault auto insurance laws, the policyholder must pay medical bills for both you and your passengers, even if you were not to blame for the accident. No-fault states have these laws established in order to decrease insurance fraud – a real issue in some states.

Delaware Uninsured Motorist Coverage

In Delaware, you are not required to carry uninsured motorist insurance. Uninsured motorist insurance, also known as UM/UIM coverage, pays for bodily injury to the insured, a relative or others in the insured’s care in the event that the injury was caused by an uninsured, underinsured, or hit-and-run driver. Lots of experts highly recommend that you get uninsured motorist coverage, no matter whether UM/UIM insurance is required in your state. How come? Because almost 3 out of every 20 American motorists don’t have an auto insurance policy.

Get Car Insurance Quotes