Georgia Car Insurance Quotes (GA)

Would you like to get a better price on car insurance in Georgia? No matter if you would like to obtain a brand new policy or swap out a current one, we can help you get the Georgia auto insurance quotes you need – on the web! Indeed, we have partnered with the best car insurers in Georgia to allow you to compare rates from an extensive selection of carriers – ! Examples of these insurance carriers include Allstate, GEICO, Nationwide, Progressive, State Farm, and a great many more!

To get going, simply enter your local zip code in the space provided. We will automatically produce a list of insurance carriers that cater to Georgia drivers. After that you’ll be able to compare and contrast price quotes, plans, and eligibility criteria.

Georgia Car Insurance Laws

For Georgia drivers, car insurance is mandatory.

Georgia has laws prescribing the degree of maximum liability you must possess. Typically, you might find these liability minimums displayed as 3 usd sums, as in $25,000/$50,000/$25,000.

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  • $25,000: Bodily injury liability maximum for one person injured in a single accident
  • $50,000: Bodily injury liability maximum for all the injuries in one accident
  • $25,000: Property damage liability maximum for one accident

No Fault Insurance in Georgia

Georgia is not one of the twelve no fault insurance states in the US. In a no-fault state, the policyholder must pay the medical expenses of you and your passengers, regardless of who was at fault for the crash. No-fault states have these legal guidelines established in order to decrease insurance fraud – a real problem in some areas.

Uninsured Motorist Coverage in Georgia

Uninsured motorist coverage is not required in Georgia. Uninsured motorist protection, also called UM/UIM coverage, provides protection in the event the insured is involved in an accident in which the other party is at fault, but doesn’t have insurance. Most insurance agents advise that you get uninsured motorist coverage, whether it’s required in your state or not. How come? Because nearly three in 20 American motorists do not have an auto insurance plan.