How would you like to get a better price on Idaho auto insurance? When you want to find a brand new policy or replace an active one, we can help you get the Idaho car insurance quotes you want – online! As a matter of fact, we have established a relationship with premier auto insurance companies throughout the United States to allow you to compare bids from a comprehensive array of carriers…right from the computer! Participating insurers may include Allstate, GEICO, Nationwide, Progressive, State Farm, and more.
To get started, just submit your local zipcode in the space above. We will automatically provide you with a directory of insurance carriers who accommodate Idaho residents. From that point you’ll be able to assess quotes, plans, and eligibility standards online.
Car Insurance Laws in Idaho
For anybody who drives a car in Idaho, auto insurance is mandatory.
Idaho has laws outlining the degree of liability coverage you have to carry. Very often, you will see these guidelines quoted as 3 usd figures, i.e. $25,000/$50,000/$15,000. The first couple of amounts are the minimum protections for bodily injuries liability. The initial one is for one single individual in an automobile accident, the second for all parties put together. The third number represents maximum liability for damage to property.
Idaho No Fault Insurance
Idaho is not one of the dozen no-fault insurance states in the US. Under no fault auto insurance laws, you must pay medical bills for you and your vehicle’s occupants, even if you are not to blame in the accident. No fault states have these laws in place to lessen insurance fraud.
Uninsured Motorist Coverage in Idaho
In Idaho, uninsured motorist coverage is required. Uninsured motorist insurance, often referred to as UM/UIM coverage, pays for bodily injury to the insured, a passenger or others in the insured’s care if the injury is caused by an uninsured, underinsured, or hit-and-run driver. At Get a Car Insurance Quote Online, we suggest that you get uninsured motorist coverage, regardless of whether it’s required where you live or not. Why? Because close to three in 20 US drivers are not covered by an insurance policy.