Illinois Car Insurance Quotes (IL)

Why not save some money on Illinois auto insurance? Regardless whether you need to purchase a new policy or swap out an existing one, we can help you get the Illinois auto insurance quotes you want – on the web! In fact, we’ve partnered with the very best auto insurance companies in Illinois to allow you to compare premiums from a wide assortment of carriers…without leaving home. Examples of these insurance providers include:

  • Allstate
  • Farmers
  • Nationwide
  • Progressive

…and others.

Get Car Insurance Quotes

To get started, just enter your postal code in the space provided. Our system will instantly supply you with a list of Illinois auto insurers. Following that you can evaluate rates, policies, and eligibility criteria.

Car Insurance Laws in Illinois

Illinois resident? If so, you are required to have car insurance.

Like every state, Illinois has policies mandating the total amount of liability you have to possess. Oftentimes, you will see these liability minimums quoted as 3 cash amounts, similar to $20,000/$40,000/$15,000. Minimum insurance limits in Illinois are the following.

  • $20,000: bodily injury liability maximum for one person hurt in a vehicle accident
  • $40,000: bodily injury liability maximum for injuries to all persons in one collision
  • $15,000: property-damage liability maximum for one accident

No-Fault Insurance: Illinois?

Illinois is not a no fault state. Under no fault auto insurance laws, your policy must pay medical bills for both you and your vehicle’s occupants, no matter who caused the wreck. No-fault states have these legal guidelines set up in order to limit insurance fraud – a serious problem in many areas.

Uninsured Motorist Insurance in Illinois

Uninsured motorist coverage is required in Illinois. Uninsured motorist coverage, generally known as UM/UIM coverage, pays for costs resulting from a hit-and-run or an accident with an uninsured motorist.

Many experts recommend that you get uninsured motorist protection, whether UM/UIM protection is required where you live or not. Why? Because almost 15% of American motorists are not covered by an auto insurance policy.