Why not get a better price on auto insurance in Iowa? When you need to purchase a brand new policy or change out an existing one, we can help you get the Iowa car insurance quotes you want – online! In fact, we allow you to compare bids from a wide assortment of insurers…without leaving home! Examples of these insurance providers include:
- Liberty Mutual
These and others!
To get started, simply submit your zipcode in the space provided. We will instantly show you a directory of insurance companies which favored by Iowa motorists. Following that you’ll be able to compare price quotes, policies, and eligibility specifications online.
Iowa Car Insurance Laws
Live in Iowa? If so, you are required to maintain car insurance.
Of course, Iowa has laws prescribing the dollar amount of max liability coverage you will have to possess. Very often, you might find these liability minimums shown as 3 cash sums, like $20,000/$40,000/$15,000.
Minimum insurance limits in Iowa are the following.
- $20,000: bodily injury liability maximum for anyone hurt in a crash
- $40,000: bodily injury liability maximum for injuries to all people in one accident
- $15,000: property-damage liability maximum for one accident
Iowa: No Fault State?
Iowa is not a no-fault insurance state. Under no-fault auto insurance laws, you must pay medical bills for you and your passengers, even if you didn’t cause the collision. No-fault states have these laws and regulations established to curtail insurance fraud.
Uninsured Motorist Coverage in Iowa
You are not required to carry uninsured motorist insurance in Iowa. Uninsured motorist protection, often known as UM/UIM coverage, pays for costs resulting from a hit-and-run or an accident with an uninsured driver. Here at Get a Car Insurance Quote Online, we suggest that you get uninsured motorist protection, no matter if UM/UIM protection is required where you live or not. This is because close to 15 percent of US motorists do not have an auto insurance plan.