How would you like to get a better price on auto insurance in Maine? Viewing premiums from various insurers is key. This is why we created Get a Car Insurance Quote Online. In fact, we have teamed up with with popular car insurers across the country to allow you to compare price quotes from an in-depth assortment of providers…without leaving home. Examples of these insurance providers include:
- Liberty Mutual
These and others!
To get started, just submit your zip code in the space above. We will automatically give you a list of Maine car insurance companies. From that point you’ll evaluate quotes, plans, and eligibility requirements.
Maine Auto Insurance Law
For everyone who drives a car in Maine, insurance is mandatory. As expected, Maine has rules prescribing the minimum level of maximum liability you will need to maintain. Typically, you will see these guidelines posted as 3 dollar sums, like $50,000/$100,000/$25,000. The first two dollar amounts are minimum amount limits for personal injuries liability. The first is for a single individual in an automobile accident, the other for all persons put together. The final amount represents maximum liability for damage to property.
Additionally, Rhode Island residents must have at least $1000 coverage for medical payments.
No Fault Insurance: Maine?
Maine is not one of the 12 no-fault insurance states in the US. In no states, your policy must pay the medical expenses of you and your passengers, regardless of who caused the wreck. No fault states have these laws established in order to decrease insurance fraud, which is a big problem in some areas.
Uninsured Motorist Coverage in Maine
Uninsured motorist insurance is required in Maine. Uninsured motorist insurance, otherwise known as UM/UIM coverage, pays for bodily injury sustained by a covered person due to a car accident with an at-fault driver who is uninsured or flees the scene of the accident.
At Get a Car Insurance Quote Online, we highly recommend that you get uninsured motorist coverage, whether it’s required in your state. Why? Because nearly three in 20 US motorists aren’t covered by insurance.