Michigan Car Insurance Quotes (MI)

Why not spend less on Michigan car insurance? When you would like to purchase a new policy or change out an existing one, we can help you get the Michigan car insurance quotes you want – on the web! Indeed, we allow you to compare quotes from an in-depth array of providers ! Examples of these insurance providers include:

  • Allstate
  • Farmers
  • Nationwide
  • Progressive

These and others.

To start, simply submit your zipcode in the field provided. We will automatically generate a list of Michigan auto insurance carriers. From there you can evaluate pricing quotes, policies, and eligibility specifications on the web.

Auto Insurance Requirements in Michigan

For Michigan drivers, car insurance is mandatory. With regards to auto insurance coverage, Michigan has policies mandating the minimum sum of liability coverage you must maintain. Usually, you will see these guidelines quoted as 3 usd sums, along the lines of $20,000/$40,000/$10,000.

Minimum car insurance limits in Michigan are as follows.

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  1. Bodily injury liability maximum for a single person hurt in an accident: $20,000
  2. Bodily injury liability maximum for all the injuries in a single accident: $40,000
  3. Property damage liability maximum for one single accident: $10,000

No-Fault Insurance in Michigan

Michigan is a no-fault insurance state. Under no-fault auto insurance laws, your auto insurance policy must pay the medical expenses of you and your vehicle’s occupants, even if you aren’t at fault in the crash. No fault auto insurance laws reduce insurance fraud, which has become a real problem in some areas.

Uninsured Motorist Laws in Michigan

You are not required to carry uninsured motorist insurance in Michigan. Uninsured motorist protection, often referred to as UM/UIM coverage, provides protection in the event that the insured is involved in a collision in which the other party is at fault, but does not have insurance.

At Get a Car Insurance Quote Online, we suggest that you get uninsured motorist insurance, no matter if it’s required in your state or not. This is because nearly 3 out of every 20 American drivers do not have an auto insurance plan.