Auto Insurance Sterling Heights, MI

Do you need to get insurance for a new car, truck, or SUV? Terrific! We allow you to review Sterling Heights car insurance quotes. On the web! Requesting an auto insurance quote from a diverse selection of insurance providers is a perfect way to make sure you are not overpaying with respect to your monthly premiums. Once you compare policies, monthly premiums, and discounts from various carriers, you can make an informed decision about which policy is best-suited for your car, truck, or SUV.

Spending Less on Sterling Heights Auto Insurance

The following money-saving points are useful not just to Sterling Heights policyholders, but motorists across America. First of all, you can raise your deductible. Secondly, you need to avoid accidents and traffic violations. Furthermore, you could improve your credit ratings, which will lead to save a little money on auto insurance in Sterling Heights, Michigan. Many of these suggestions may give you decreased premiums, but the most significant strategy is easy: do your homework to find the very best prices.

Car Insurance Laws – Sterling Heights, Michigan

For Sterling Heights motorists, car insurance is mandatory. Michigan has regulations prescribing the minimum sum of liability you have to possess. Usually, you will see these insurance requirements displayed as three dollar sums, i.e. $20,000/$40,000/$10,000. The first couple of sums are minimum thresholds for bodily injury liability. The initial one is for a lone person in any automobile accident, the second for all individuals together. The final quantity is maximum liability for damage to property.

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How Much Liability Protection Should You Really Carry?

Liability limits seldom climb, but we all know that medical care expenses have gone up dramatically in the past several years. That is why most industry experts such as those at the Insurance Information Institute urge people in Sterling Heights and the rest of Michigan to purchase $100,000 worth of bodily injury coverage for each person and $300,000 per accident, at minimum.

Uninsured Motorist Coverage in Sterling Heights

Uninsured motorist coverage is not required in Sterling Heights and the rest of Michigan. Uninsured motorist coverage, generally known as UM/UIM coverage, pays for bodily injury sustained by a covered person resulting from a collision with an at-fault driver who is uninsured or flees the scene of the crash.

Considering that 17% of Michigan residents don’t have insurance (IRC 2004), we at Get a Car Insurance Quote Online encourage drivers to purchase uninsured motorist protection.