Mississippi Car Insurance Quotes (MS)

Need to insure a new car, truck, or SUV? If so, you have come to the right place. We have partnered with the most prominent auto insurance carriers – carriers such as GEICO, Progressive, Nationwide, and many more – to allow you to do a comparison of auto insurance quotes – online. Getting Mississippi car insurance quotes from a considerable range of insurance companies is the best way to make sure you don’t pay too much with regard to your monthly premiums. After you review policies, quotes, and discounts from several companies, you can make an informed decision about which policy is best-suited for you.

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Mississippi Auto Insurance Laws

If you are living in Mississippi, car insurance is required. In terms of auto insurance, Mississippi has policies outlining the minimum amount of maximum liability you will need to have. Usually, you might find these guidelines posted as 3 cash sums, similar to $25,000/$50,000/$25,000. Auto insurance minimums in Mississippi are as follows:

  • $25,000: Bodily injury liability maximum for an individual injured in one single accident
  • $50,000: Bodily injury liability maximum for all of the injuries in one single accident
  • $25,000: Property damage liability maximum for a single accident

No Fault Insurance in Mississippi

Mississippi is not one of the dozen or so no-fault insurance states in the US. Under no-fault auto insurance laws, a policy must pay medical bills for you and your vehicle’s occupants, no matter who caused the accident. No-fault states have these legal guidelines in place to limit insurance fraud.

Uninsured Motorist Insurance in Mississippi

Uninsured motorist coverage is not required in Mississippi. Uninsured motorist coverage, otherwise known as UM/UIM coverage, enables a policyholder to receive damages for any injury they receive from an uninsured or negligent driver.

Many experts suggest that you get uninsured motorist coverage, no matter if it’s required in your state or not. This is because nearly three in 20 US drivers are uninsured.