New York Car Insurance Quotes (NY)

Want to get lower rates on car insurance in New York? Viewing rates from many different insurance companies is absolutely essential. This is why we founded Get a Car Insurance Quote Online. As a matter of fact, we’ve teamed up with with popular auto insurance companies in New York to allow you to compare prices from an in-depth variety of insurers…. New York insurers may include:

  • Allstate
  • Farmers
  • Liberty Mutual
  • Nationwide
  • Progressive
  • State Farm

…and many more!

Get Car Insurance Quotes

To get going, just submit your zipcode in the space provided. Our system will instantly provide a directory of New York car insurance carriers. Following that you’ll be able to assess rates, coverages, and eligibility prerequisites on the web.

New York Car Insurance Requirements

In New York, car insurance is required.

New York has legislation mandating the minimum level of liability you must carry. Very often, you will see these liability coverages shown as three usd amounts, for example $25,000/$50,000/$10,000. The initial pair of amounts are minimum coverage limits for bodily injury liability. The first is for just one man or woman in the automobile accident, the other for all persons combined. The last sum relates to maximum liability for property damage.

Additionally, NY motorists must carry at least 50/100 for wrongful death coverage.

New York No-Fault Insurance

New York is a no fault state. Under no-fault auto insurance laws, your policy must pay medical bills for you and your passengers, even if you did not cause the accident. No fault auto insurance laws are meant to curtail insurance fraud.

Uninsured Motorist Coverage in New York

You are required to carry uninsured motorist insurance in New York. Uninsured motorist coverage, generally known as UM/UIM coverage, pays for costs resulting from a hit-and-run or an accident with an uninsured motorist. Here at Get a Car Insurance Quote Online, we advise that you get uninsured motorist coverage, no matter whether it’s required in your state. This is because nearly three out of every 20 US drivers aren’t covered by an insurance policy.