Do you need to insure a new or used car or truck? If so, you have come to the right place. We have partnered with the best auto insurance companies – carriers like GEICO, Progressive, Nationwide, and many more – to help you to look at car insurance quotes on the web. Requesting North Dakota auto insurance quotes on the web from a vast array of insurance providers is the only way to ensure you are not overpaying with respect to your premiums. After you do a comparison of policies, monthly premiums, and discounts from various insurance providers, you can make the best decision about which policy is best-suited for your car, truck, or SUV.
North Dakota Auto Insurance Law
For North Dakota motorists, insurance is mandatory. North Dakota has policies mandating the minimum degree of maximum liability you are required to maintain. Often, you will see these liability thresholds outlined as 3 usd figures, along the lines of $25,000/$50,000/$25,000.
- $25,000: bodily injury liability maximum for a single person injured in an accident
- $50,000: bodily injury liability maximum for all persons injured in one crash
- $25,000: property-damage liability maximum for a single accident
North Dakota: No-Fault Insurance State?
North Dakota is one of the 12 no fault insurance states in the US. In a no-fault state, the policyholder must pay medical bills for you and your passengers, no matter who was at fault for the accident. No-fault states have these legal guidelines set up to lessen insurance fraud – a serious problem in some areas.
North Dakota Uninsured Motorist Laws
In North Dakota, you are required to carry uninsured motorist insurance. Uninsured motorist insurance, also known as UM/UIM coverage, pays for costs resulting from a hit-and-run or an accident with an uninsured driver. Lots of insurance specialists suggest that you get uninsured motorist coverage, no matter whether UM/UIM insurance is required where you live. Why? Because almost 3 in 20 American drivers are uninsured.