Ohio Car Insurance Quotes (OH)

Need to insure a new or used car, truck, or SUV? If so, you have come to the right place. We have partnered with the leading auto insurance providers – providers such as GEICO, Progressive, Nationwide, and many more – to help you to find the best auto insurance quotes on the web! Requesting Ohio car insurance quotes on the web from a diverse array of insurance carriers is a simple and easy way to make sure you are not overpaying for your premiums. Once you look at policies, premiums, and discounts from various insurance providers, you can make the best decision about which policy is best for your car, truck, or SUV.

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Car Insurance Laws in Ohio

For everyone who drives a car in Ohio, insurance is mandatory. Let’s look at the car insurance laws in Ohio. Ohio has rules prescribing the minimum level of maximum liability coverage you have to have. Usually, you will see these guidelines posted as three dollar amounts, as an example $12,500/$25,000/$7,500.

Take a look at the Minimum liability limits in Ohio:

  • $12,500: Bodily injury liability maximum for an individual injured in an accident
  • $25,000: Bodily injury liability maximum for all injuries in one accident
  • $7,500: Property damage liability maximum for one accident

Ohio No-Fault Insurance

Ohio is not one of the 12 no-fault insurance states in the US. Under no-fault auto insurance laws, a policy must pay medical bills for both you and your passengers, even if you were not to blame for the wreck. No fault states have these laws and regulations set up to limit insurance fraud.

Uninsured Motorist Coverage in Ohio

In Ohio, uninsured motorist coverage is required. Uninsured motorist protection, otherwise known as UM/UIM coverage, protects a policyholder from uninsured drivers and hit-and-run drivers.

At Get a Car Insurance Quote Online, we recommend that you get uninsured motorist protection, whether it’s required where you live or not. This is because nearly 15 percent of American motorists don’t have an auto insurance policy.