Why not save money on Oregon car insurance? Reviewing prices from multiple insurers is essential. That’s the reason we created Get a Car Insurance Quote Online. In point of fact, we’ve established a relationship with the biggest auto insurance companies throughout the United States to allow you to compare pricing quotes from an extensive selection of carriers right from the computer. Examples of these insurance companies include:
- Liberty Mutual
- State Farm
…and a great many more!
To start, just submit your local zip code in the space above. We will automatically supply you with a long list of Oregon car insurers. From there you’ll be able to compare premium quotes, policies, and eligibility specifications.
Oregon Auto Insurance Requirements
For everybody who owns a car in Oregon, auto insurance is mandatory.
When it comes to auto insurance coverage, Oregon has policies mandating the minimum sum of maximum liability coverage you are required to have. Very often, you might find these liability thresholds shown as three cash sums, along the lines of $25,000/$50,000/$10,000.
- Bodily Injury Liability Limit for Single Individual: $25,000
- Bodily Injury Liability Limit for Every Person in Accident: $50,000
- Liability Limit for Damage to Property: $10,000
Oregon: No Fault State?
Oregon is not a no-fault insurance state. In a no fault state, an auto insurance policy must pay medical bills for both you and your passengers, regardless of who was at fault in the wreck. No-fault car insurance laws are meant to curtail insurance fraud – a serious problem in many areas.
Oregon UM/UIM Insurance
In Oregon, you are required to carry uninsured motorist insurance. Uninsured motorist protection, often known as UM/UIM coverage, pays for costs resulting from a hit-and-run or an accident with an uninsured driver. Many insurance agents suggest that you get uninsured motorist coverage, no matter whether it’s required where you live or not. This is because close to 3 in 20 US drivers don’t have an auto insurance plan.
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