Why not spend less on car insurance in Rhode Island? Regardless whether you need to pick up a brand new policy or replace an existing one, we can help you get the Rhode Island car insurance quotes you want – online! As a matter of fact, we allow you to compare bids from a wide variety of companies…on the web. Rhode Island insurance carriers may include:
- Liberty Mutual
- State Farm
To get started, just enter your zip code in the space provided. Our system will automatically give you a directory of insurers that favored by Rhode Island residents. From there you can do a comparison of rates, plans, and eligibility standards.
Car Insurance Requirements in Rhode Island
In the state of Rhode Island, auto insurance is mandatory.
Rhode Island has regulations outlining the minimum sum of max liability coverage you have to have. Typically, you will see these liability coverages displayed as three dollar sums, something like $25,000/$50,000/$25,000. The first two dollar amounts are minimum amount limits for bodily injuries liability. The first is for one single individual in an automobile accident, the other for all individuals combined. The final figure represents damage to property liability.
Alternatively, motorists in the state may fulfill the requirements with a single combined policy.
No-Fault Insurance: Rhode Island?
Rhode Island is not a no fault insurance state. In a no-fault state, you must pay medical bills for you and your vehicle’s occupants, regardless of who was at fault for the crash. No-fault states have these laws established in order to curtail insurance fraud.
Uninsured Motorist Coverage in Rhode Island
In Rhode Island, you are required to carry uninsured motorist insurance. Uninsured motorist insurance, generally known as UM/UIM coverage, enables a driver to receive damages for any injury they receive from an uninsured, negligent driver.
Here at Get a Car Insurance Quote Online, we advise that you get uninsured motorist protection, no matter if it’s required in your state. This is because close to 15 percent of US drivers do not have a car insurance policy.
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