South Dakota Car Insurance Quotes (SD)

How would you like to spend less on South Dakota car insurance? Researching quotes from several insurers is crucial. This is why we created our site: to help you check South Dakota auto insurance rates before you make a decision. Actually, we’ve partnered with the best auto insurers throughout the US to allow you to compare pricing quotes from an extensive variety of companies without leaving home! Examples of these insurance providers include:

  • Allstate
  • Nationwide
  • Progressive

…and many more!

Get Car Insurance Quotes

To get going, just enter your postal code in the field provided. Our system will automatically provide a long list of South Dakota auto insurance carriers. Following that you’ll be able to compare and contrast quotes, plans, and eligibility requirements online.

South Dakota Car Insurance Requirements

If you live in South Dakota, you are required to buy an auto insurance policy. South Dakota has regulations prescribing the minimum amount of max liability you are required to possess. Oftentimes, you will see these liability minimums posted as 3 usd sums, similar to $25,000/$50,000/$25,000. The initial two amounts are the minimum limits for bodily injuries liability. The initial one is for one single individual in the accident, the second for every person put together. The last number represents damage to property liability.

No Fault Insurance in South Dakota

South Dakota is not a no fault state. In no states, your policy must pay the medical expenses of you and your vehicle’s occupants, even if you didn’t cause the wreck. No fault auto insurance laws limit insurance fraud, which has become a real issue in some states.

Uninsured Motorist Insurance in South Dakota

Uninsured motorist coverage is required in South Dakota. Uninsured motorist insurance, also called UM/UIM coverage, pays for bodily injury sustained by a covered person due to a car accident with an at-fault driver who is uninsured or flees the scene of the automobile accident. Many insurance agents suggest that you get uninsured motorist protection, no matter whether UM/UIM protection is required where you live or not. How come? Because close to 15% of American drivers are uninsured.