Tennessee Car Insurance Quotes (TN)

Need to get lower rates on car insurance in Tennessee? Comparing rates from many different insurers is essential. That’s why we built Get a Car Insurance Quote Online. Actually, we’ve established a relationship with top rated auto insurers in Tennessee to allow you to compare price quotes from a wide array of carriers…straight from the comfort of your home. Tennessee insurance companies may include:

  • Allstate
  • GEICO
  • Nationwide
  • Progressive

These and others.

To get started, simply enter your local zipcode in the space provided. Our system will instantly present you with a directory of Tennessee auto insurers. After that you’ll evaluate premium quotes, coverages, and eligibility standards.

Tennessee Car Insurance Law

For Tennessee motorists, car insurance is required.

Tennessee has regulations mandating the dollar amount of maximum liability you have to carry. Frequently, you might find these liability coverages stated as three dollar sums, something like $25,000/$50,000/$15,000.

The initial two sums are minimum amount thresholds for personal injuries liability. The initial one is for just one person in the accident, the second for all individuals put together. The last figure is maximum liability for damage to property.

Alternatively, motorists in the state may fulfill the requirements with a single combined policy.

No-Fault Insurance in Tennessee

Tennessee is not one of the 12 no fault insurance states in the US. Under no-fault auto insurance laws, an auto insurance policy must pay the medical expenses of you and your passengers, even if you didn’t cause the wreck. No-fault auto insurance laws lessen insurance fraud.

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Uninsured Motorist Laws in Tennessee

Uninsured motorist coverage is not required in Tennessee. Uninsured motorist insurance, often referred to as UM/UIM coverage, pays for costs resulting from a hit-and-run or an accident with an uninsured motorist. Lots of insurance specialists recommend that you get uninsured motorist coverage, regardless of whether UM/UIM protection is required where you live or not. This is because almost 15% of US motorists are not covered by insurance.