Texas Car Insurance Quotes (TX)

Who doesn’t want to save money on Texas car insurance? Viewing quotes from a variety of insurance companies is absolutely essential. That’s the reason we founded our service: to help you look at Texas auto insurance premiums. Indeed, we allow you to compare pricing quotes from an extensive variety of carriers – straight from your computer. Examples of these insurance companies include:

  • Allstate
  • Liberty Mutual
  • Nationwide
  • Progressive

…and more!

Get Car Insurance Quotes

To get going, simply enter your local zipcode in the field provided. Our system will automatically provide a list of insurance companies that are popular among Texas drivers. After that you’ll be able to assess rates, plans, and eligibility standards on the web.

Auto Insurance Requirements in Texas

If you have a car or truck in Texas, you are required to purchase a car insurance policy.

As expected, Texas has rules mandating the degree of max liability coverage you are required to have. Often, you might find these liability thresholds stated as 3 dollar sums, for example $25,000/$50,000/$25,000. The first pair of sums are minimum amount thresholds for bodily injury liability. The initial one is for a single person in an automobile accident, the other for all individuals combined. The third quantity relates to damage to property liability.

Texas No-Fault Insurance

Texas is not a no fault insurance state. In a no fault state, a policy must pay the medical expenses of you and your vehicle’s occupants, even if you are not to blame in the wreck. No fault car insurance laws stop insurance fraud.

Uninsured Motorist Insurance in Texas

You are not required to carry uninsured motorist insurance in Texas. Uninsured motorist insurance, often referred to as UM/UIM coverage, pays for bodily injury sustained by a covered person as a result of a car accident with an at-fault driver who is uninsured or flees the scene of the accident.

Lots of insurance specialists suggest that you get uninsured motorist protection, no matter if it’s required where you live. Why? Because nearly 15% of US drivers do not have car insurance.