Utah Car Insurance Quotes (UT)

Do you need to get insurance for a new or used car or truck? If so, you have come to the right place. We have partnered with the most prominent auto insurance providers – brands like GEICO, Progressive, Nationwide, and many others – to allow you to do a comparison of auto insurance quotes online! Asking for Utah car insurance quotes on the web from a diverse variety of insurance companies is the best way to make sure you don’t pay too much when it comes to your monthly premiums. After you assess policies, premiums, and discounts between providers, you can make an informed decision about which policy is right for you.

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Auto Insurance Laws in Utah

If you live in Utah, you are required to purchase auto insurance. Let’s discuss the auto insurance laws in Utah. Utah has policies prescribing the sum of maximum liability you will need to maintain. More often than not, you might find these guidelines shown as three cash amounts, as an example $25,000/$65,000/$15,000. Below are the Minimum liability limits in Utah:

  • $25,000: Bodily injury liability maximum for a single person hurt in an accident
  • $65,000: Bodily injury liability maximum for all the injuries in an accident
  • $15,000: Property damage liability maximum for one accident

Alternatively, motorists in the state may fulfill the requirements with a single combined policy.

No-Fault Insurance in Utah

Utah is a no-fault insurance state. Under no-fault auto insurance laws, your policy must pay medical bills for both you and your passengers, even if you did not cause the collision. No fault auto insurance laws are meant to curtail insurance fraud.

Uninsured Motorist Laws in Utah

In Utah, you are not required to carry uninsured motorist insurance. Uninsured motorist coverage, often referred to as UM/UIM coverage, provides for a policyholder to receive damages for any injury they receive from an uninsured or negligent driver.

Lots of experts advise that you get uninsured motorist insurance, no matter if it’s required where you live. Why? Because nearly three in 20 American motorists are uninsured.