Vermont Car Insurance Quotes (VT)

Need to get lower rates on a car insurance policy in Vermont? Comparing rates from a wide range of providers is essential. That’s why we developed our website: to help you compare Vermont auto insurance premiums. As a matter of fact, we allow you to compare pricing quotes from a wide variety of carriers – right from the computer! Examples of these insurance companies include:

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  • Allstate
  • Farmers
  • Liberty Mutual
  • Nationwide
  • Progressive
  • State Farm

These and many more.

To get going, just enter your local zip code in the space above. We will automatically provide a directory of insurance carriers who accommodate Vermont motorists. After that you’ll be able to review rates, coverages, and eligibility specifications online.

Auto Insurance Laws in Vermont

For anybody who owns a car in Vermont, car insurance is mandatory. Vermont has rules mandating the level of max liability coverage you are required to have. Often, you will see these liability minimums quoted as three dollar sums, for instance $25,000/$50,000/$10,000.

The first pair of numbers are minimum thresholds for bodily injuries liability. The initial one is for a lone person in the accident, the second for all persons together. The final quantity is maximum liability for damage to property.

No-Fault Insurance: Vermont?

Vermont is not a no-fault state. In no states, a policy must pay medical bills for both you and your passengers, even if you didn’t cause the collision. No fault auto insurance laws limit insurance fraud.

Vermont UM/UIM Laws

In Vermont, you are not required to carry uninsured motorist insurance. Uninsured motorist protection, generally known as UM/UIM coverage, pays for bodily injury to the insured, a passenger or others in the insured’s care in the event that the injury is caused by an uninsured, underinsured, or hit-and-run driver. Lots of experts advise that you get uninsured motorist coverage, no matter whether it’s required in your state or not. This is because close to three out of every 20 American motorists are not covered by insurance.