Washington Car Insurance Quotes (WA)

Need to insure a new car or truck? If so, you have come to the right place. We have partnered with the most prominent auto insurance carriers – issuers such as GEICO, Progressive, Nationwide, and others – to allow you to find the lowest car insurance premiums – on the web. Getting Washington auto insurance quotes online from an extensive assortment of insurance carriers is a convenient way to ensure you are not paying too much with regards to your rates. Once you do a comparison of policies, quotes, and discounts between companies, you can make an educated decision about which policy is best for your car.

Washington Car Insurance Laws

If you own a car or truck in Washington, you are required to have a car insurance policy.

Like all states, Washington has legislation mandating the dollar amount of maximum liability you have to possess. Usually, you will see these guidelines displayed as 3 cash figures, along the lines of $25,000/$50,000/$10,000. Washington car insurance minimums are as follows:

  • $25,000: Bodily injury liability maximum for a single person hurt in one single accident
  • $50,000: Bodily injury liability maximum for all injuries in one single accident
  • $10,000: Property damage liability maximum for one single accident

Washington: No-Fault Insurance State?

Washington is not a no-fault insurance state. In no states, your auto insurance policy must pay medical bills for both you and your vehicle’s occupants, even if you did not cause the accident. No-fault car insurance laws cut down on insurance fraud, which has become a big problem in many states.

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Washington Uninsured Motorist Insurance

In Washington, you are not required to carry uninsured motorist insurance. Uninsured motorist insurance, otherwise known as UM/UIM coverage, provides protection in the event the insured is involved in an accident in which the other party is at fault, but doesn’t have insurance.

At Get a Car Insurance Quote Online, we highly recommend that you get uninsured motorist protection, whether UM/UIM coverage is required in your state or not. This is because almost three out of every 20 US drivers are estimated to be uninsured.