West Virginia Car Insurance Quotes (WV)

Need to insure a new car, truck, or SUV? If so, you have come to the right place. We have partnered with the very best auto insurers – providers like GEICO, Progressive, Nationwide, and many more – to help you to review auto insurance rates online! Getting West Virginia auto insurance quotes from a vast variety of insurance carriers is a perfect way to ensure you don’t overpay for your monthly premiums. Once you examine policies, quotes, and discounts from a variety of insurance providers, you can make an educated decision about which policy is right for your car.

Auto Insurance Laws in West Virginia

If you live in West Virginia, you’re required to get car insurance. West Virginia has rules prescribing the total amount of max liability you have to maintain. More often than not, you will see these guidelines listed as 3 cash sums, as an example $20,000/$40,000/$10,000.

Listed here are the Minimum auto insurance limits in West Virginia:

  • Bodily Injury Liability Limit for One Individual: $20,000
  • Bodily Injury Liability Limit for All: $40,000
  • Property Damage Liability Limit: $10,000

West Virginia: No-Fault Insurance State?

West Virginia is not one of the dozen no fault insurance states in the US. Under no-fault auto insurance laws, you must pay medical bills for both you and your passengers, even if you weren’t at fault in the collision. No-fault states have these legal guidelines in place to lessen insurance fraud – a real issue in many areas.

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West Virginia Uninsured Motorist Insurance

Uninsured motorist insurance is required in West Virginia. Uninsured motorist coverage, generally known as UM/UIM coverage, provides for a driver to receive damages for any injury they receive from an uninsured or negligent driver.

Here at Get a Car Insurance Quote Online, we suggest that you get uninsured motorist insurance, no matter if UM/UIM protection is required where you live. Why? Because almost 15 percent of American motorists are uninsured.